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Buildings are defined as your private dwelling and can include domestic outbuildings, garages, greenhouses, swimming pools, tennis courts, hot tubs, septic tanks, fuel tanks, terraces, patios, decks, driveways, footpaths, walls, fences, gates, hedges and fixtures and fittings.
Contents Insurance Coverage
Contents are defined as household goods, valuables, sports equipment and your personal belongings (and those which are your responsibility) or belonging to members of your family or any other person permanently residing with you.
There are various other options also available that can be added to your policy if required. These include such events as flooding, earthquakes, roof replacement, and several other types of coverage that you may wish to include.