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Life Assurance gives great peace of mind, knowing that should you die during the term of your mortgage, your family can pay off whatever is remaining on your mortgage. If you wish, your Life Assurance can also include illness cover; so if you suffer one of a list of illnesses it can also help with the repayment of your mortgage in the form of a lump sum.
The amount of life assurance cover you need and the length of time you should be protected for depends on the amount and term of your mortgage. Generally, as you pay off your mortgage your cover will reduce to reflect the reducing amount you owe on your mortgage.
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